What Payments Does Shopify Accept? Accepted Payment Methods 2024
Shopify supports a wide range of payment methods to make it easy for your customers to complete purchases. Shopify Payments (Shopify’s built-in payment processor) allows you to accept major credit and debit cards, while additional gateways like PayPal, Apple Pay, Google Pay, and alternative payment methods can be enabled for even greater flexibility. The available options depend on your country and the payment providers you choose to connect.
Offering multiple payment methods can help increase conversion rates and customer satisfaction. Here’s how to find and set up the payment options that work best for your Shopify store.
Step-by-Step Instructions
- Log in to your Shopify admin.
- Go to Settings > Payments.
- Review Shopify Payments:
- If available in your country, you can activate Shopify Payments to accept Visa, Mastercard, American Express, Discover, and more.
- Click “Activate Shopify Payments” and follow the prompts to set up your banking details.
- Add additional payment providers:
- Under "Third-party providers," click “Choose a provider” to add gateways like PayPal, Stripe, or Authorize.net.
- For PayPal, Shopify automatically sets up PayPal Express Checkout with the email you used to sign up. Log in to your PayPal account to complete setup.
- Enable alternative payment methods:
- Scroll to “Alternative payment methods” to add options like Apple Pay, Google Pay, Amazon Pay, Shop Pay, or regional providers (e.g., Klarna, Afterpay, iDEAL).
- Click “Add alternative payment method” and follow the instructions.
- Test your payment setup:
- Use Shopify’s test mode (under Shopify Payments settings) or place a small live order to ensure everything works correctly.
Payment Methods Shopify Supports
- Credit and Debit Cards: Visa, Mastercard, American Express, Discover, and more (via Shopify Payments or third-party gateways).
- PayPal: Express Checkout, PayPal Pay Later, and others.
- Apple Pay & Google Pay: For fast mobile and desktop checkout.
- Shop Pay: Shopify’s accelerated checkout method.
- Buy Now, Pay Later: Klarna, Afterpay, Sezzle, and others (where available).
- Manual Payments: Bank deposit, cash on delivery, money order, etc.
- Other Local Methods: iDEAL, Bancontact, Sofort, and more (depending on your region).
Before You Start
- Ensure your business is located in a country supported by Shopify Payments if you want to use Shopify’s built-in processor.
- Have your business and banking information ready for verification.
- Some payment gateways may require creating external accounts and additional verification steps.
- Check for any extra transaction fees that might apply if you use third-party gateways instead of Shopify Payments.
Alternatives to This Action
If you can’t use Shopify Payments (due to country restrictions or business type), you can still connect third-party gateways like PayPal, Stripe, or Authorize.net. You can also offer manual payment methods such as cash on delivery or bank transfer to give customers more options.
FAQs
Q: Does Shopify accept PayPal?
Yes, Shopify supports PayPal as a payment method. PayPal Express Checkout is set up automatically with your store email. You can connect your PayPal account and offer PayPal, PayPal Pay Later, and other PayPal options to your customers.
Q: Can I accept Apple Pay and Google Pay on Shopify?
Yes, Shopify allows you to enable Apple Pay and Google Pay for fast, secure checkout. These options are available through Shopify Payments and certain third-party gateways, depending on your country and device compatibility.
Q: What credit cards can I accept on Shopify?
With Shopify Payments or most third-party gateways, you can accept major credit and debit cards, including Visa, Mastercard, American Express, and Discover. Availability may vary by country and provider.
Q: Are there extra fees for using third-party payment gateways on Shopify?
Yes, Shopify charges additional transaction fees if you use payment gateways other than Shopify Payments. The fee amount depends on your Shopify plan. Review your plan details for current rates.
